Insurance Verification

Yes, in most cases, health insurance covers rehab and additional forms of mental health treatment. The extent of coverage will depend on your particular insurance policy, the provider you choose, and the specifics of your case. It’s a good idea to confirm your level of coverage with both your insurance provider and your treatment provider before you begin treatment.

Most insurance policies will cover drug rehab services that are considered medically necessary and for which there isn’t a less expensive alternative. Covered rehab services usually include diagnosis of the substance use disorder, prescribed medications, medical detox, therapy, lab services, and any needed hospitalization.

Both outpatient and inpatient services may be covered, but there may be stipulations, such as outpatient treatment must be first attempted before inpatient treatment is covered. Make sure to confirm the extent of your coverage with your insurance provider as well as any conditions you must adhere to for your treatment to remain covered. You’ll also want to confirm the percentage of treatment that will be covered, so you have a clear idea of how much any potential out-of-pocket costs will be.

If you don’t have insurance, many treatment centers offer payment plans, allowing you to gradually pay off the cost of your treatment on a monthly basis once you’ve completed treatment. In addition, a lower level of care that costs less may be appropriate for your situation, resulting in a less expensive overall bill.

At Boca Recovery Center, we offer financial assistance scholarships for those who can’t afford to pay for treatment out of pocket. Eligibility is determined on an individual basis.

Generally, insurance will pay for 28 to 60 days of inpatient rehab, provided the treatment is deemed medically necessary. Sometimes, your insurance provider will cover a set number of days initially and then reassess the situation at that point. If they determine more treatment is needed based on documentation provided by your care team, they may cover an additional number of days.

Some insurance providers have rules regarding inpatient rehab coverage. For example, they may require that you first attempt outpatient addiction treatment before they will cover inpatient rehab.

Before you enroll in inpatient rehab, confirm the exact number of days that could potentially be covered with your policy as well as any requirements you must meet to get that level of coverage. Treatment facilities are well-versed in dealing with insurance providers, so they can help you find these answers.

Yes, our goal is to ensure you get the care you need at a manageable price point. We’ll create a custom plan that is tailored to your individual needs, and we’ll help you manage the total cost of care, so your treatment is accessible.

Yes, we work with most major insurance providers while making the process convenient and stress-free for our patients. Learn more about which providers we work directly with in Florida, New Jersey, Indiana and throughout the United States.