UMR, a third-party administrator (TPA) partnered with UnitedHealthcare, provides health insurance services to millions of individuals across the U.S.
As a self-funded health plan, UMR is dedicated to offering flexible insurance coverage for a variety of health needs, including substance abuse treatment. If you’re looking for addiction recovery support, UMR insurance can help cover the cost of inpatient and outpatient care.
At Boca Recovery Center, we work with UMR to help you access high-quality drug and alcohol rehab services through in-network providers while maximizing your health benefits.
Does UMR Insurance Cover Drug & Alcohol Rehab?
UMR provides coverage for substance abuse treatment, including both inpatient and outpatient services. Like other UnitedHealthcare Services, Inc. subsidiaries, UMR offers a variety of health plan options designed to meet different needs. Your insurance plan may cover treatments such as:
- Medical detox
- Inpatient rehabilitation
- Outpatient therapy
- Medication-assisted treatment (MAT)
- Dual diagnosis care for co-occurring mental health and substance use disorders
- Partial hospitalization programs (PHP)
- Therapy and counseling services
UMR insurance plans offer coverage through PPO networks and in-network providers, which can help reduce your out-of-pocket costs. However, the details of your coverage—such as copay, deductible, and coinsurance—will depend on the specific terms of your benefits plan. Checking your eligibility and understanding your plan’s benefits before starting treatment can help you avoid unexpected expenses.
How Much Will UMR Insurance Cover for Drug & Alcohol Rehab?
UMR insurance plans, including those using the UnitedHealthcare Choice Plus PPO network, generally cover a percentage of drug rehab costs. Your out-of-pocket expenses may include meeting your deductible or paying coinsurance for certain services.
At Boca Recovery Center, we are committed to working with UMR health insurance to ensure you receive the care you need while minimizing out-of-pocket maximums. By verifying your benefits, we can provide an accurate estimate of what your treatment will cost and explore options to reduce your financial burden.
Insurance Coverage for Drug Rehab at Boca Recovery Center
Boca Recovery Center accepts UMR insurance across the U.S. Our admissions team can help you navigate your health benefits to determine which services are covered, including:
- Preventive care
- Prescription drugs
- Inpatient rehab
- Outpatient services
- Mental health and wellness programs
Our team will help you verify your UMR insurance coverage, making sure you understand how your deductibles, copays, and coinsurance apply to your treatment. We can also clarify the differences between in-network and out-of-network coverage, helping you make informed decisions about your care.
Verify Your UMR Insurance Coverage
Before starting treatment, it’s important to verify your UMR health insurance coverage. Boca Recovery Center offers free insurance verification so you’ll understand what’s covered under your benefits plan. Simply provide your information, including your health plan ID card, and we’ll handle the verification process with UMR.
Our insurance specialists will work directly with UMR and your health care providers to determine:
- Your plan’s in-network providers.
- Any out-of-pocket maximums.
- Coverage limits for inpatient and outpatient care.
- Eligibility for preventive care and mental health services.
Let our team handle the details so you can focus on your recovery.
How Long Will UMR Insurance Cover Drug & Alcohol Rehab?
The length of UMR’s coverage for addiction treatment depends on your health plan and its specific terms. Some plans offer extended coverage for long-term rehab programs, while others may limit coverage to shorter stays. Your benefits plan will dictate how long you can stay in treatment and what services are included.
At Boca Recovery Center, we work with you and UMR to ensure you receive the necessary care for the appropriate duration, whether you need short-term detox or extended residential treatment.
Understanding UMR’s Role as a Third-Party Administrator (TPA)
UMR operates as a third-party administrator (TPA), which means they manage self-funded insurance plans for employers across the country. As a TPA, UMR handles administrative tasks such as processing claims, managing enrollment, and ensuring that your health care providers meet the standards of the UMR health insurance system.
UMR’s partnership with UnitedHealthcare Services, Inc. gives you access to UHC’s vast network of health care providers and services. This collaboration provides a broad spectrum of coverage options for addiction treatment and other health services.
Take the First Step Toward Recovery
UMR is dedicated to helping individuals access quality care for substance abuse and addiction recovery. Whether you’re seeking help through inpatient rehab or outpatient services, Boca Recovery Center is here to help you navigate your UMR insurance coverage.Contact us today to verify your UMR insurance and begin your journey to recovery with the support of our experienced admissions team.
