Does Insurance Cover Drug & Alcohol Rehab in New Jersey?

In 2021, more than 87,000 people entered treatment programs in New Jersey, and of them, only 13% had no insurance coverage.[1] Rehab facilities are accustomed to working with insurance companies to ensure you get care. Their admissions teams hold conversations with providers every day. 

Insurance Coverage for Drug Rehab at Boca Recovery Center 

Boca Recovery Center’s facility in New Jersey works with most major insurance companies. If you’re hoping to use your benefits to recover from a substance use issue, Boca Recovery Center is a good partner. 

In fact, our New Jersey drug and alcohol rehab center works directly with the following insurance treatment providers:

• BlueCross BlueShield 
• Aetna
• CareFirst 
• Amerigroup Real Solutions
• Kaiser Permanente 
• Anthem 
• Beacon 
• Community Healthcare Network
• Magellan Health 
• Humana 
• Independence 
• United Health Group
• Tricare

This is just a sample of the plans we work with. If you don’t see your provider’s name, don’t worry. Chances are, we can accept payment from your plan. 

We also offer options like financial scholarships and assistance to ensure you get the help you need when you need it. 

We can take the worry out of using your insurance. Submit your insurance information here, and we’ll work directly with your insurance company. We’ll explain your coverage and out-of-pocket costs in terms you can understand. 

Contact the Boca Recovery Center admissions team for a free insurance coverage verification conversation. 

What Types of Insurance Plans Cover Drug & Alcohol Rehab in New Jersey?

Every health insurance plan is required to cover rehab services. The Mental Health Parity and Addiction Equity Act of 2008 requires health plans to use the same coverage levels for physical and mental health issues.[2] This law ensures your insurance plan both covers your care and won’t limit it. 

These types of New Jersey plans cover rehab:

• Employer sponsored 
• Private
• Medicaid 
• Medicare 
• Military 

In New Jersey, close to 57% of people have health insurance through an employer.[3] But know that other types of plans can — and do — help to pay for rehab services in the state. 

How Much Does Insurance Cover for Drug & Alcohol Treatment in New Jersey?

The average cost of drug rehab in New Jersey is $56,570.[4] Your insurance plan could cover some or all of these expenses, ensuring you can get the care you need. 

The Boca Recovery Center team can help you understand what your plan will cover. If your coverage comes with deductibles or copayments, we’ll explain your fees.

What Types of Addiction Care Does Health Insurance Cover in New Jersey?

While every plan is different, most cover at least some of the services you’ll need to treat a substance abuse issue. 

These types of addiction treatment are typically covered by health insurance in New Jersey:

Addiction Treatment Admissions in New Jersey 

If you’re living with a substance abuse issue in New Jersey, you’re not alone. The state’s Department of Human Services tracks admissions to treatment programs and publishes their findings. 

In 2021, people entered treatment due to the following primary drugs:[1]

• Heroin (38%)
• Alcohol (36%)
• Other opiates (7%)
• Marijuana (7%)

People used the following levels of care:[1]

• Residential detox (21%)
• Intensive outpatient (21%)
• Outpatient (21%)
• Opioid maintenance (12%)
• Short-term residential (11%)

More than half of people who entered treatment self-referred to care, but 18% got there due to corrections-related programs.[1]

No matter which substances you’re using or the type of care you need, Boca Recovery Center in New Jersey can help. Access our evidence-based programs and learn to build a healthy life. Contact our drug and alcohol rehab center today to find out more.